Government Scheme

Stand-Up India

Facilitating bank loans between ₹10 lakh and ₹1 crore to at least one Scheduled Caste or Scheduled Tribe borrower and at least one woman borrower per bank branch for setting up a greenfield enterprise.

Loan Amount

₹10 Lakhs to ₹1 Crore

For Greenfield enterprises in manufacturing, services, or trading sector

Interest Rate

Base Rate + 3% + Tenor Premium

Competitive rates with government backing

Repayment Period

Up to 7 Years

Flexible repayment terms based on cash flow

Collateral

Not Required

Collateral-free loans with credit guarantee

Eligible Categories

Stand-Up India specifically focuses on empowering SC/ST and women entrepreneurs with dedicated support.

SC/ST Entrepreneurs

Scheduled Caste and Scheduled Tribe entrepreneurs

Special Benefits:

Collateral-free loans up to ₹1 crore
Handholding support for 2 years
Credit guarantee coverage
Skill development programs

Women Entrepreneurs

Women entrepreneurs across all categories

Special Benefits:

Priority lending support
Mentorship programs
Business development assistance
Market linkage support

Eligible Business Activities

Stand-Up India covers greenfield enterprises in manufacturing, services, and trading sectors.

Manufacturing

Food processing units
Textile manufacturing
Handicrafts production
Small scale industries
Agro-based industries

Services

Beauty parlors & salons
Tailoring & boutiques
Catering services
Transport services
Healthcare services

Trading

Retail outlets
Wholesale trading
E-commerce ventures
Distribution networks
Franchise businesses

Comprehensive Support Ecosystem

Stand-Up India provides end-to-end support beyond just financing.

Credit Guarantee

Credit Guarantee Fund coverage for collateral-free loans

Handholding Support

2 years of business mentorship and guidance

Skill Development

Training programs and capacity building

Market Linkage

Support in finding markets and customers

Ready to Stand Up and Start Your Business?

Join thousands of SC/ST and women entrepreneurs who have successfully started their businesses with Stand-Up India support.