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Private Home Loan Solutions

Get instant approval for your dream home with our private lending partners offering competitive rates and flexible terms

Why Choose Private Home Loans?

Experience faster processing, flexible eligibility criteria, and personalized service with our private home loan solutions

Quick Approval

Get loan approval within 24-48 hours with minimal documentation

Competitive Rates

Starting from 9.50% per annum with negotiable interest rates

Flexible Terms

Customized repayment options up to 25 years with prepayment flexibility

High Funding

Up to 95% loan-to-value ratio with funding up to ₹15 crores

Private Home Loan Products

Choose from our comprehensive range of private home loan products with flexible terms and quick processing

Most Popular
Private Home Purchase Loan
For buying ready-to-move properties
Loan Amount:Up to ₹15 Crores
Interest Rate:9.50% - 14% p.a.
Tenure:Up to 25 years
LTV Ratio:Up to 95%
Under Construction Loan
For properties under construction
Loan Amount:Up to ₹10 Crores
Interest Rate:10% - 15% p.a.
Tenure:Up to 25 years
LTV Ratio:Up to 85%
Self-Construction Loan
For building your own home
Loan Amount:Up to ₹8 Crores
Interest Rate:10.5% - 16% p.a.
Tenure:Up to 20 years
LTV Ratio:Up to 80%
Plot Purchase Loan
For buying residential plots
Loan Amount:Up to ₹5 Crores
Interest Rate:11% - 17% p.a.
Tenure:Up to 15 years
LTV Ratio:Up to 75%
Loan Against Property
Using existing property as collateral
Loan Amount:Up to ₹20 Crores
Interest Rate:9.5% - 13% p.a.
Tenure:Up to 20 years
LTV Ratio:Up to 70%
Balance Transfer Plus
Transfer existing loan with top-up
Loan Amount:Outstanding + Top-up
Interest Rate:9.5% - 12.5% p.a.
Tenure:Remaining + Extension
Processing Fee:0.25% - 1%

Eligibility Criteria

Age Requirement

21 to 70 years at loan maturity (more flexible than traditional banks)

Income Criteria

Minimum ₹30,000 per month for salaried, ₹3 lakh annual income for self-employed

Credit Score

CIBIL score of 650 and above (flexible for good income profiles)

Employment

Minimum 1 year work experience, 6 months with current employer

Property

Clear title property with proper approvals (flexible on documentation)

Required Documents

Personal Documents

  • PAN Card & Aadhaar Card
  • Passport size photographs
  • Address proof (any government ID)
  • Age proof (birth certificate/passport)

Income Documents

  • Salary slips (last 2 months) / ITR (last 1-2 years)
  • Bank statements (last 3-6 months)
  • Employment certificate / Business proof
  • Financial statements (for self-employed)

Property Documents

  • Sale agreement / Booking receipt
  • Property title documents
  • Approved building plan (if available)
  • Property valuation report

Private Home Loan Process

Get your private home loan approved in just 3 simple steps with our fast-track process

1

Quick Application

Submit your application with basic documents and get instant pre-approval

2

Fast Verification

Quick property and document verification within 24-48 hours

3

Instant Disbursement

Get funds disbursed directly within 3-7 working days

Private Home Loan Benefits

Experience the advantages of private lending with personalized service and flexible terms

24-48 Hour Approval

Get loan approval in record time with our streamlined process

Flexible Eligibility

More relaxed eligibility criteria compared to traditional banks

Personal Service

Dedicated relationship manager for personalized assistance

Higher Funding

Up to 95% LTV ratio with higher loan amounts

Minimal Documentation

Reduced paperwork and simplified documentation process

Property Flexibility

Loans for various property types including under-construction

Ready to Buy Your Dream Home?

Get instant pre-approval for your private home loan and move into your dream home faster

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